With a coach by your side, cut through the overwhelm and, for the first time in your life, master the money skills you’ve been missing to unlock lasting financial confidence and empowerment.
Break Free From Money Stress
Master Your Finances
Empower Your Life
The endless cycle of stress, confusion, and overwhelm is exhausting. You’ve tried to figure it out scrolling through countless articles, downloading budgeting apps, and watching advice videos only to feel paralyzed by the sheer amount of information. With so many “solutions” out there, how do you even know which step is the right one? Despite your best efforts, your finances still feel like a mess, and the anxiety of not having control over your money continues to weigh on you.
You’re not alone, and it’s not your fault. The truth is, no one ever taught you the right skills or gave you a roadmap to financial success. But continuing down this path isn’t the answer. There’s a way out, and it starts with finally learning how to take control of your money, building a system that works for you, and working with a coach who can guide you every step of the way to finally get the results you’ve been chasing.
You’ve built simple, effective systems that put your finances on autopilot, giving you the confidence to fund your dreams and achieve your goals without stress.
With the right guidance and tools, this future is within reach.
Join my program: Financially Empowered: 4 Easy Money Moves to Ignite Your Dreams.
In this step-by-step program, I’ll guide you through mastering the money skills you’ve been missing so you can finally eliminate financial stress and feel confident and in control. Through easy-to-follow videos, practical real-life activities, and straightforward implementation steps, you’ll gain the clarity and tools you need to thrive.
To ensure your success, the program includes 8 weeks of one-on-one coaching calls where I’ll personally help you implement each money system correctly and tailor it specifically to your life and needs. Don’t wait your journey to financial empowerment starts now!
Pay in full or choose the number of payments to get access to your class.
Once you enroll, we’ll schedule your 5 personalized coaching sessions. Each week, you’ll tackle a Financially Empowered unit with videos and action steps to turn knowledge into real-life money moves. My weekly coaching ensures everything is tailored to you and implemented seamlessly.
Feel empowered with personalized money systems that give you complete control over your finances. Walk into your new life with financial clarity and confidence, ready to pursue your dreams without money holding you back!
Founder of Dreamz on Fire, Crystal Rigley Janis has spent over a decade turning money confusion into money confidence first as an award-recognized high school economics teacher, now as a financial coach for adults ready to take control.
I’m passionate okay, obsessed with personal finance and the transformative impact it has on your life. Whether you’re a high school student stepping into adulthood or an adult trying to finally feel confident with money, I believe financial education is the ultimate key to freedom, empowerment, and making your dreams happen.
My personal finance journey began with my own struggles. Like so many, I entered adulthood unprepared for the financial realities of life. College gave me a degree, but it didn’t give me the tools to thrive financially. After a rough transition from college to adulthood with no financial knowledge, I became determined to ensure others wouldn’t face the same challenges.
Visit my website www.teachteensmoney.com for all things teens and money. Give them the money skills and confidence they need to thrive in adulting.
If you have little ones, you can start their money education now and really rocket them into being a financial bad a** by the time they head into adulting. Check out Raising Financially Empowered Kids. The more financially prepared your kids are, the less of a financial burden they will be to you after age 18. A double win!
You don't have to figure out this money management thing on your own. With
Dreamz on Fire, get self-paced courses and one-on-one coaching support so you can lose
the overwhelm, get money confidence, and own adulting.
From Crystal
When Svetlana came to me with her money challenges, including above-average credit card debt, the idea of budgeting felt overwhelming to her. Her husband was eager for them to create a budget so they could get on the same page about their finances, but Svetlana didn’t feel ready. Adding to the challenge, they both had inconsistent paychecks, and like many people in similar situations, she believed a budget wasn’t possible without steady income.
The truth is, everyone needs a budget especially those with inconsistent income. Knowing your expenses provides a clear plan for how much you need to earn. So, we created a budget together. The initial setup took just 30 minutes, and we met two more times to compare her estimates with her actual spending and make adjustments.
Svetlana later told me what so many of my clients say: ‘I was making budgeting into this really big and scary thing, but the reality is, it’s so easy.’ It felt easy because we worked on it together. By allowing me, an expert to guide her, Svetlana fast-tracked her way to financial clarity and empowerment.
Today, her budget has completely transformed her outlook on money and her relationship with her husband. This kind of transformation is possible for you too!
“Thank you so much! You put my head and mind on the right path in these perilous times.“
From Crystal:
This client is navigating a divorce and taking sole custody of her two young children a significant life change that left her feeling overwhelmed and uncertain about her financial future. She came to me without a clear understanding of her expenses or what it would truly cost to raise her kids on her own. To complicate matters, she had randomly estimated a number for child support without a solid foundation to back it up.
In just one hour, we worked together to carefully examine her numbers and build a realistic budget that accounted for all her children’s needs. What we discovered was eye-opening: she needed twice the amount she had originally thought. Without this work, she would have been newly divorced, a single mom unable to pay her bills each month, and launched into debt. Instead, she now has the clarity and confidence to advocate for the financial support she truly needs to care for her family.
This wasn’t just a budgeting exercise it was a life-changing experience. That one hour prevented her from starting this new chapter in financial distress and gave her a plan to create stability and security for her family. She now has the tools and knowledge to move forward without the looming fear of financial shortfalls.
This is the power of financial coaching. It’s not just about numbers; it’s about transforming lives. By addressing her financial reality head-on, this client is stepping into her new life with strength and clarity, ensuring her children’s needs are met and avoiding the cycle of debt. These moments of transformation are why I do what I do to help people reclaim control over their financial futures and build lives of confidence, stability, and hope.
In Ms. Rigley’s class, students learn how investing $500 a month can add up to $2.4 million over 40 years. A new state bill could make personal finance a graduation requirement.
CA Superintendent Tony Thurmond toured my class and held a press conference with my students as an effort to make personal finance a required class to graduate in California.
Sisa-In Magazine in South Korea is advocating for financial literacy in their schools and wanted a first hand look at how personal finance is playing out in my classroom.
With your new money confidence, skills, and tools, you now have the ability to ignite your dreams and financially handle all of life’s ups and downs.
Frequently Asked Questions
Dreamz on Fire is a financial coaching practice founded by Crystal Rigley Janis. It offers self-paced courses, group coaching, and private one-to-one coaching to help people cut through money overwhelm and build practical money skills and confidence.
Crystal Rigley Janis is the founder of Dreamz on Fire and a former high school economics teacher. She taught personal finance inside her AP Macroeconomics classes, created a year-long personal finance elective in 2019, and left the classroom in 2024 to coach adults. Read her full story.
Financially Empowered is Crystal's flagship program for adults who feel stuck or stressed about money. It combines video lessons, real-life activities, and step-by-step implementation across an 8-week program. You can take it with private coaching, in a group, or as a self-paced course. See the program details.
No. Crystal works with clients who have credit card debt, inconsistent paychecks, or years of avoiding their finances. She believes everyone needs a budget, and people with irregular income need one most, because knowing your expenses shows you how much you need to earn.
You can choose private one-to-one coaching, group coaching, a self-paced online course, the 10-week Money Mastermind, or the short 8-Day Money Upgrade. If you are unsure which fits, a free discovery call will help you choose.
Yes. Raising Financially Empowered Kids is for parents of younger children, and Teens & Money is for teenagers. Crystal also runs a separate site for teens at teachteensmoney.com.
Dreamz on Fire features outside professionals for these. See the career coaches, the interview coach, and the therapy and hypnotherapy practitioners Crystal recommends. Each runs their own practice.
Book a free discovery call with Crystal. You will talk through your current money challenges and goals and find the program that fits. There is no pressure and no obligation.
Email Crystal at crystal@dreamzonfire.com and she will help you work out the best fit for your goals.